Find out how the Guaranteed Over 50 Plan could help your loved ones
As part of their commitment to offer you financial services products that may be of interest to you, we are delighted that Phoenix would like to introduce you to the Sun Life Direct Guaranteed Over 50 Plan. This website will help you to decide whether the Plan is suitable for you.
The Guaranteed Over 50 Plan is a simple way to leave a fixed cash sum after you're gone. For a fixed monthly premium you can leave a cash sum for your loved ones. This could help towards funeral expenses, outstanding household bills or simply act as a nest egg for children or grandchildren.
This is a whole of life insurance plan offering affordable peace of mind for those aged 50 - 85. This Plan is provided by AXA Sun Life plc, trading as Sun Life Direct.
Why not read on to find out more information about the Guaranteed Over 50 Plan to see if it's right for you. Please make sure that you read all the information on this site especially the Terms and Conditions including the Policy Summary page, which explain the benefits and risks of the Plan.
Then, if you decide the plan is right for you simply click to get your own personal quotation and apply online.
If you have any further questions please call us on 0800 904 7610 quoting ref 13203.
Why choose the Guaranteed Over 50 Plan?
A guaranteed fixed cash sum and no medical or health questions- Provided you're aged 50 – 85 and a UK resident, you're guaranteed to be accepted.
- The Plan will pay out the fixed cash sum on your death once you've been paying into it for two years.
- If you die in the first 2 years, the Plan will pay back all the premiums paid, plus half as much again.
- Because the cash sum is fixed, inflation will reduce its value over time.
- If you were to die in a travel accident, or within three months of an accident as a result of your injuries, the Plan will pay out three times your fixed cash sum.
- Premiums range from £7 to £74 a month
- The premium you choose will never go up, and your cover will never go down – no matter what happens to your health.
- You simply need to keep paying in every month throughout your life, as if you stop paying, your cover will end and you won't get anything back.
- Depending on how long you live, the cash sum paid out could be less than the total amount paid in premiums.
- The first month's premium is free.
- You can choose a gift to welcome you into the Plan.
- You'll have access to Careline, a confidential health information line.
Is this the right plan for you?
This website contains information on how the Guaranteed Over 50 Plan works. As it does not contain advice, you need to be satisfied this type of policy meets your needs. There may be other products available which may be better suited to your circumstances. If you are unsure and need advice, please visit www.unbiased.co.uk to find an Independent Financial Adviser in your area - you may have to pay for the financial advice provided. Alternatively, if you have any questions about the plan, you can call us on 0800 904 7610.